Do you shop online very often? Rather than the cash on delivery (COD) option, do you prefer making online transaction by your credit/debit cards or net banking? Here are some tips for online shopping for you.
Online shopping has become one of the biggest industries in the world right now and buyers are loving the fact that they can order anything online right from the cozy corners of their home or on the go without even the need to visit a physical store. Moreover, e-commerce giants have been offering some lucrative offers to the buyers which are making the deal even better.
However, with the rise of online shopping, buyers have also started to use their credit, debit cards or net banking very frequently without knowing about the precautions that they should take. There have been reports about several online scams where users have been duped of their money and if you are looking for a safe and secure online shopping experience, here are some tips that you need to follow.
Online shopping: Some tips to follow while using credit, debit cards or net banking online
- Never ever resort to making any online transaction from a cyber cafe or through a public Wi-Fi. Always prefer your home computer while you should also install adequate firewalls and anti-virus software.
- Strictly follow the instructions given by banks or e-commerce website while choosing a password for online transactions. Keep your passwords complex and change it regularly.
- Never share your passwords with an outsider and no not communicate the same through social media or emails.
- In case there has been any unauthorised use or online transaction from your credit/debit card or bank account, notify your card provider/bank immediately.
- On the login page of a bank’s website check for Secure Socket Layer (SSL)/https security which indicates that the site is secure.
- Always disable Autocomplete/Save Password in your web browser.
- Use Web browser privacy mode since it is the best tool to keep your online transactions safe. The option sets up a separate browser window that deletes all data after the particular window is closed, clearing caches and keeping your private data out of public domain.
While there is no guarantee that you will always be safe from a cyber threat including viruses, hackers, malware and other scams, it’s more of a habitual change that you need. Following all the above tips while shopping online will act as a precautionary measure more you.